Are Allstate’s Accident Forgiveness and Deductible Rewards Programs Worth All the Hype?

By David Pence, Allstate Agent Have you ever been in a minor accident only to find out afterward that your insurance rates increased? I hear this from potential customers all the time. With Allstate’s Gold-level auto coverage you will not experience a surcharge because of an accident. What is this surcharge? It’s a penalty rate…

Do You Have Enough Life Insurance Coverage Through Your Employer?

By David Pence, Allstate Agent “I have life insurance at work.” That’s the number one response I receive when I ask customers about their life insurance needs. It’s true that many companies today provide some amount of life insurance, but usually it’s one or two times the employee’s annual income. Many people think that’s plenty…