Are Allstate’s Accident Forgiveness and Deductible Rewards Programs Worth All the Hype?

by | May 31, 2019

By David Pence, Allstate Agent

Have you ever been in a minor accident only to find out afterward that your insurance rates increased?

I hear this from potential customers all the time. With Allstate’s Gold-level auto coverage you will not experience a surcharge because of an accident. What is this surcharge? It’s a penalty rate that insurance companies may charge for up to three years after your accident. That’s right: your increase could follow you for up to three years after your accident. Allstate’s Gold Accident Forgiveness plan allows one accident between all the drivers on the policy without surcharge if an accident occurs. This feature could save you dramatically in the event of an accident. But wait, that’s not all!

Allstate’s Gold-level protection also comes with a second feature that provides you the ability to earn up to $500 in credits on your collision deductible for every year you go without an accident. That’s correct: because of your good driving you could earn $100 a year, up to a maximum credit of $500. Allstate rewards safe driving.

Gold protection is an optional feature but I highly recommend it. Does your current company or policy have these options? These are valuable benefits you have the opportunity to purchase.

I want the opportunity to quote your business. I tell potential customers all the time that while price is important, it’s not the most important thing: having the right protection is.

Give me a call today at 912-961-9617.

by | May 31, 2019

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