Are Allstate’s Accident Forgiveness and Deductible Rewards Programs Worth All the Hype?

By David Pence, Allstate Agent Have you ever been in a minor accident only to find out afterward that your insurance rates increased? I hear this from potential customers all the time. With Allstate’s Gold-level auto coverage you will not experience a surcharge because of an accident. What is this surcharge? It’s a penalty rate…